Mastering the mystery of Medicare Part D

Sure, it’s complicated -- but if you're a senior it may save you money.

A lot of seniors feel puzzled by the new Medicare prescription drug program. Some are so confused that they may not even sign up. But missing out on the benefits of Medicare Part D could be a mistake. If you're wondering "What's in it for me?," use this step-by-step guide to understand the new plan and help you decide if it's right for you.

Educate

Step 1

Educate Yourself

Start by reading these short articles—you’ll learn about what Medicare D is, who is eligible, how the plan works, how much you can save, and when you can sign up.
Gather Your Information

Step 2

Gather Your Information

Complete the Medicare D Worksheet so you have all your information in one place.

Important dates for Medicare Part D

You can join a Medicare drug plan from three months before you turn 65 to three months after you turn 65. Generally, if you are disabled, you can join three months before and three months after your 25th month of disability.

Nov 15 – December 31

The next penalty-free period for switching plans. New coverage takes effect Jan. 1.

If You Need More Help

  • Call Medicare at 1-800-MEDICARE (633-4227) 24 hours a day, seven days a week, or go to medicare.gov .

  • Visit the Medicare Rights Center online at www.medicarerights.org.